Essential Recipes: Guest baker, Phillip Morter on Private Medical Insurance

This episode of the Your Recipe for Financial Success podcast was first published on 22nd April 2021. You can listen again by heading to our Episodes page, or on your favourite podcast player.

Money and Relationships

Today we are joined by Guest Baker, Philip Mortar. Philip is the Director of Anglian Health Ltd and specialises in advising on WPA’s health insurance products.

‘Private health insurance is one of those things that you want to get right the first time around, in the hands of someone you trust.’ – you said it Philip! It can be a complex product to purchase and as your needs change over the years, you want someone reliable to make sure you always have the most suitable cover.

We asked Philip to talk us through what exactly Private Medical Insurance (PMI) is and who it is most suitable for. Here are his key points:

• Private Medical Insurance (PMI) gives the insured individual the freedom to choose when they are ill, who they are treated by (i.e. NHS or private)
• Anybody can have Private Medical Insurance, but it is a good consideration for self employed people and business owners – because it can sometimes mean getting faster treatment meaning less time off work
• Some cover will include dental treatment and eye care too.